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The Latte Factor: Why You Don't Have to Be Rich to Live RichINSTANT NEW YORK TIMES, USA TODAY, WALL STREET JOURNAL, AND INTERNATIONAL BESTSELLER Discover #1 New York Times bestselling author David Bach's three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author's experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone from millennials to baby boomers can still make his or
INSTANT NEW YORK TIMES, USA TODAY, WALL STREET JOURNAL, AND INTERNATIONAL BESTSELLER Discover #1 New York Times bestselling author David Bach's three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author's experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone--from millennials to baby boomers--can still make his or her dreams come true. In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss's suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop. Henry soon reveals his "Three Secrets to Financial Freedom," ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams--all she has to do is make a few easy shifts in her everyday routine. The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize that it's never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that "David Bach is the financial expert to listen to when you're intimidated by your finances" (Tony Robbins, #1 New York Times bestselling author of Money: Master the Game).Shipping Notes
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4.2 ★★★★★
Based on 21 reviews
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Product Reviews
★★★★★ 5
Good read
Format: Hardcover
Very good read!
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Reviewed in the United States on May 17, 2026
★★★★★ 4
The Central Theme
Format: Hardcover
The Coming Golden Age touches upon what is truly the central theme of the Bible, the Millennial Kingdom of Jesus Christ! While convincing people of the reality of Jesus and His promise to provide eternal life to everyone who believes He can will is important, it’s not central or the main objective. The main objective is the 1000 years Jesus will reign over the earth. For it will be the period when Israel will be restored and will rule over the Gentile nations. It will be a precursor to the ultimate perfect age when a new heaven and new earth will be created. Sadly the book gives the impression that all Christians will rule and reign with Jesus, which I believe is incorrect. I also believe during the Millennium Jesus and His chosen saints will rule from the New Heavenly Jerusalem that comes down and hovers above the earth. Only the righteous saints will be allowed to enter the New Heavenly Jerusalem, while those Christians who lived mainly for themselves will be relegated to the relative outer darkness of the earth with the New Heavenly Jerusalem in view, but unable to enter. They will live in constant regret, or as the Bible describes, as weeping and knashing of teeth, a Chinese idiom for constant regret. Overall I enjoyed the book and appreciate it being a great introduction to the coming Millennial Kingdom of Christ!
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Reviewed in the United States on January 5, 2025
★★★★★ 5
I would anyone to get it
Format: Hardcover
It was a good book
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Reviewed in the United States on June 6, 2026
★★★★★ 5
Outstanding book!
Format: Paperback
“How we think about our suffering matters. How we situate our suffering in God’s larger story matters.”
(p. 189) This is an incredible resource not only for those walking through suffering, but also for anyone supporting a loved one in a difficult season. The authors offer a Biblical perspective that reframes how we approach suffering, bringing great hope and purpose without ever minimizing or over-simplifying our difficult journeys or relying on shallow platitudes. This book digs much deeper into the “contours of the meaning God provides for our suffering.” The authors give many practical, immediately applicable tools for navigating hard seasons and new insights about meaning-making.
I learned so much from this book, and throughout it I felt the compassion of the Lord (and the authors) reaching off the page. What an encouragement to remember that our Lord Jesus has entered into our pain, never leaves us alone in it, and often draws us into a deeper walk with Him through suffering than we might experience in easier seasons. I will gladly recommend this book to friends and family!
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Reviewed in the United States on May 24, 2026
★★★★★ 5
A must-read for all couples no matter how long (or little) they've been together!
I'm not all that big on self-help books, although I've also read some of Dr. Gray's Mars/Venus books to help me better understand how and why men and women are so different, and to embrace those differences and re-learn communication and conflict-resolution skills.
This book by Dr. Chapman is entirely different and just as effective, in a different way. My boyfriend's son had sent it to him a year before we met, when he (my BF) and his wife were about to split up, hoping that it might help and maybe they'd reconcile. My BF read it cover-to-cover, loved it, learned from it, and, while it didn't save his marriage (his wife was leaving him for her new boyfriend no matter what), he highly recommended it to me and I bought it the next day. Wow, am I glad I did! It's an easy read and makes so much sense. We all have our own "love language" - and if our partner doesn't know it, and expresses his/her love a different way, it may not be the way that we need (and vice versa). My love language is Words of Affirmation (there are 5 major languages, and we all have one primary language that our partner should learn, and we should learn our partner’s). So when he tells me how much he appreciates me, loves me, tells me I look pretty, what a great mom I am, whatever, I positively glow. He also *shows* his love in so many ways, not just with words, so even if he doesn't say it, he shows it, and I appreciate him so much for that (and for so many other things). But because my "language" is Words of Affirmation (probably stemming from my childhood, when I got little to no positive feedback or encouragement), his loving words mean more to me than anything else, even though the other languages are important too. By the way, the 5 Love Languages, according to Dr. Chapman, are: Words of Affirmation, Quality Time, Receiving Gifts, Acts of Service, and Physical Touch (in a non-sexual way, such as spontaneously giving an affectionate hug or squeeze on the arm while passing by, bear hugs, sitting with my legs on his lap while we watch a movie, cuddling – yes, guys, cuddling is great and I’m lucky that my BF loves to do it too – and he’s as masculine as they come!). While the other languages are very important, I determined that my primary language is Words. We all have different primary languages. But I realized that, despite his showing me his love in so many ways, if he never again said "I love you" to me, or told me I'm pretty when we go out, or gives me an atta girl when I accomplish something important to me, etc., I'd feel that something major was missing (and in the book you'll read about how we all need our Love Tanks filled and the way to fill them is to speak our partner’s language regularly – that sounds silly maybe, but the book puts it into logical context). Quality time (one of the languages) doesn't mean simply being in the same room watching TV together; it means things like sitting down and talking (and listening) to each other without multi-tasking (texting, glancing at the score on TV, reading the paper, etc.), even if only 20 minutes a day. Important? Absolutely. Acts of Service: I’d bought a house last summer and when my BF was over the other day he saw an 8-foot extension ladder in my family room and asked me about it. I told him that the light bulb in the ceiling fan in my 2-story family room had burned out and I needed the ladder to reach it. The ladder was still there last night and the bulb not yet changed because when I’d climbed up and tried to remove the fixture cover, the screws were too tight so I gave it up that night, planning to go up again the next day with a wrench, pliers or other grip to loosen them, but I hadn’t had a chance to yet. So without a word last night, he got right up on the ladder and unscrewed it for me (I love a strong man!). I was grateful, absolutely, yet I also could have done it myself, so Acts of Service isn’t my primary language, though it’s still important. Receiving Gifts isn't my language either, although of course I appreciate them. Physical Touch: that comes naturally to both of us so it wasn't even a consideration since we both do it regularly. Therefore, Words are my primary language. As for my BF, turns out that's his language too, which doesn't always happen that way; most of us have different love languages. Anyway, sorry to go on and on, but I highly recommend this book, whether you're embarking on a new relationship or want to rekindle an existing one that may need a new spark.
My grateful thanks to my BF's son, who sent him the book, otherwise I wouldn't have known about it. (By the way, just learning what each other's language is isn't enough. That's only the first step. From there, Dr. Chapman goes on to share how to actually speak the language, to put it into practice. My relationship was fantastic from the start, and knowing what I know now from reading this well-written book will help ensure it stays that way! So stop thinking about it: Add it to your cart! :) (And thank you, Dr. Chapman!)
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Reviewed in the United States on April 12, 2013